The clients of the bank can place their money to Diyorim deposit for six months. The minimal size of the deposit is 500,000 soums. The interests are paid each month without capitalization. The size of the deposit can be increased with depositing additional funds.

Exclusive deposit can be opened for 6, 9 and 12 months. The minimal size of the deposit is 300 standard units for six-month deposit, 500 standard units for 9-month deposit and 1,000 units for 12-month deposit. The size of the deposit can be increased and the interests paid each quarter.

Currently, Universalbank offers about 10 deposits in national currency. Universalbank is a member of the State Fund for Guaranteeing Population Deposits of Uzbekistan, which guarantees full return of deposits by the government. The bank recalled that it fully formed charter capital in line with minimal requirement of the Central Bank of Uzbekistan.