Kelajak deposit offers to place money resources till 2016. The bank accepts resources in national currency and hard currency under the interest rate of 16% and 6% APR respectively.

Kommunal-servis deposit was developed for convenience of customers to pay their communal services. The clients of the bank can place their resources to deposit for 36 months under the interest rate of 18% APR.

Mustahkam Oila deposit offers to place money resources for 12 months and guarantees interest rate of 22% APR.

The deposits can be opened in all branches of the bank. The deposits of the bank is member of the State Fund on guaranteeing deposits of the citizens, which guarantees return of deposits of population at full volume.

Universalbank private open joint stock commercial bank was founded on 25 May 2002 with charter capital of 0.05 billion soums on the base of Qoqand private open joint stock commercial bank.

The headquarters of the bank is located in Qoqand city, Ferghana region of Uzbekistan. The main clients of the bank are small and private businesses, as well as retail clients.

Assets of the bank made up 47.3 billion soums as of 1 January 2012. Aggregate capital reached 15 billion soums as of 1 January 2012.